Image: Revolut
Image: Crypto.comRevolut vs Crypto.com Visa Card
Quick answer
Revolut is the easier pick if you already bank with it in the UK or EEA: you can pay straight from your crypto balance with no exchange fee, says Revolut, though plan-based fair usage fees can apply. It pays no crypto cashback. Crypto.com's card pays CRO rewards on paid tiers or with CRO staked, and it's available in more regions, including the US and Canada.
Revolut and Crypto.com Visa Card compared
| Revolut | Crypto.com Visa Card | |
|---|---|---|
| Our score | 5.4/10 | 6.4/10 |
| Best for | Revolut users in the UK and Europe who already hold crypto in the app. | People who already use the Crypto.com app and are happy to subscribe or lock CRO for better rewards. |
| Cashback | No crypto cashback | Up to 4.5% in CRO (prepaid), up to 6% (US credit) |
| Card cost | Virtual card free. Physical cards have delivery and customisation fees shown in the app. | Varies by region and tier. Check the app. |
| Annual fee | Standard free. Plus €3.99, Premium €9.99, Metal €17.99 and Ultra €55 a month. | No annual card fee on prepaid cards. Level Up plans start at $4.99 a month. |
| FX | Revolut's plan rules apply when you pay in another currency; fair usage limits depend on your plan | No foreign transaction fees on the prepaid card in the US, Canada and EEA, but fees may apply on some tiers or in some jurisdictions |
| Conversion | No exchange fees when the card converts crypto, says Revolut. Fair usage fees may apply depending on your plan. | Not publicly listed. Top-ups from crypto use Crypto.com's conversion rate. |
| ATM | Physical card only. Free allowance and fees depend on your plan. Up to £3,000 or equivalent per 24 hours. | ATM withdrawals supported on prepaid cards. Fees and free limits depend on your region and tier. |
| Custody | Custodial. Crypto is held by Revolut Digital Assets Europe (MiCA-licensed, Cyprus) or Revolut Ltd (UK). | Custodial (Crypto.com holds your balance) |
| Network | Visa or Mastercard, depending on your card | Visa (Mastercard in Bahrain) |
| Top up with | Buy crypto in the Revolut app from your fiat balance; Deposit supported crypto from an external wallet, where available | Crypto from your Crypto.com app balance; Fiat from your Crypto.com fiat wallet (bank transfer where supported); Debit or credit card top-ups in some regions |
| Withdraw by | Sell crypto to your Revolut account and send it by bank transfer; Withdraw supported crypto to an external wallet, where available; ATM cash | Move funds back to your Crypto.com app; Withdraw fiat to your bank through the fiat wallet; Withdraw crypto onchain from the app; ATM cash withdrawals |
| Where it works | Revolut customers in the UK and EEA with crypto services enabled. | US (prepaid and credit), Canada, the EEA, the UK, Australia, New Zealand, Singapore, Brazil and Bahrain. |
| Last checked | 17 October 2026 | 15 October 2026 |
Which one should you pick?
Revolut wins on convenience and banking features. Crypto.com wins if you want rewards and are happy to hold CRO. Both are custodial, so neither is a place for long-term savings.
Frequently asked questions
Which is cheaper abroad, Revolut or Crypto.com Visa Card?
On the entry tier, Crypto.com Visa Card has the lower FX markup. Revolut: Revolut's plan rules apply when you pay in another currency; fair usage limits depend on your plan. Crypto.com Visa Card: No foreign transaction fees on the prepaid card in the US, Canada and EEA, but fees may apply on some tiers or in some jurisdictions.
Which pays more cashback, Revolut or Crypto.com Visa Card?
Crypto.com Visa Card has the higher top rate. Revolut: No crypto cashback. Crypto.com Visa Card: Up to 4.5% in CRO (prepaid), up to 6% (US credit). Check caps and requirements on each review.
Are Revolut and Crypto.com Visa Card self-custody?
Revolut: Custodial. Crypto is held by Revolut Digital Assets Europe (MiCA-licensed, Cyprus) or Revolut Ltd (UK).. Crypto.com Visa Card: Custodial (Crypto.com holds your balance).