Best crypto cards in Canada in 2026
Many crypto cards exclude Canada, so the list is shorter than in Europe or Latin America. We only included cards that confirm Canadian residents, then compared what they cost at home and abroad.
Quick answer
For most Canadians, Wealthsimple's prepaid Visa is the best everyday choice: no FX or ATM fees and 1% back that you can invest in crypto. Shakepay pays up to 1.5% back in bitcoin and funds instantly by Interac, but charges 3% on foreign currency. If you want to spend crypto directly, the MetaMask Card and Crypto.com both serve Canada, and RedotPay works too.
Our picks
1. Wealthsimple
No FX or ATM fees and 1% back you can auto-invest in crypto. Spends CAD.
2. Shakepay
Up to 1.5% back in bitcoin and instant Interac funding. 3% FX, so use it at home.
3. MetaMask Card
Spend straight from your MetaMask wallet with no fee on stablecoins in your local currency.
4. Crypto.com Visa Card
Prepaid Visa with CRO rewards on paid tiers and no FX fee on the Canadian program.
5. RedotPay
Canada isn't on RedotPay's restricted list. 1.2% FX plus 1% conversion.
6. Ledger CL Card
Spend from a Ledger-linked account, 1% back, but 2% on crypto-funded spending.
Side by side
| Card | Score | Cashback | FX fee | Annual fee | ATM | Custody | Regions |
|---|---|---|---|---|---|---|---|
| 5.9 | 1% back, in cash, crypto or stocks | No foreign transaction fee | None | No Wealthsimple fee | Custodial | Canada | |
| 5.0 | Up to 1.5% in bitcoin | 3% on purchases in foreign currencies | None | No Shakepay fee listed | Custodial | Canada | |
Image: MetaMask (Consensys)MetaMask Card |
7.4 | About 1% back, up to 3% on Metal | Free tier: 1% cross-border fee | Free tier $0 | Free tier: 2% | Self-custody | United States, Canada, Europe (EEA), United Kingdom, Latin America |
Image: Crypto.comCrypto.com Visa Card |
6.4 | Up to 4.5% in CRO (prepaid), up to 6% (US credit) | 0% on prepaid in the US, Canada and EEA | No annual card fee on prepaid cards | ATM withdrawals supported on prepaid cards | Custodial | United States, Canada, Europe (EEA), United Kingdom, Latin America, Asia-Pacific, Middle East |
Image: RedotPayRedotPay |
6.3 | None on standard. 3% on Apple Pay and Google Pay with Pro, capped at $18 a month | 1.2% plus 1% crypto conversion | None | 2% per withdrawal | Custodial | Global, Canada, Europe (EEA), United Kingdom, Latin America, Asia-Pacific, Africa, Middle East |
Image: LedgerLedger CL Card |
4.9 | 1% monthly | 1.75% | None | UK €2.50 flat | Custodial | United States, Canada, Europe (EEA), United Kingdom, Latin America |
How we picked
We included only cards that confirm Canadian residents and compared fees in CAD, FX on foreign purchases, rewards and Interac funding. Full details are on our methodology page. Card terms change often, so check each card's page for the date we last verified it.
Image: MetaMask (Consensys)
Image: Crypto.com
Image: RedotPay
Image: Ledger