Best crypto cards in Canada in 2026

Many crypto cards exclude Canada, so the list is shorter than in Europe or Latin America. We only included cards that confirm Canadian residents, then compared what they cost at home and abroad.

Quick answer

For most Canadians, Wealthsimple's prepaid Visa is the best everyday choice: no FX or ATM fees and 1% back that you can invest in crypto. Shakepay pays up to 1.5% back in bitcoin and funds instantly by Interac, but charges 3% on foreign currency. If you want to spend crypto directly, the MetaMask Card and Crypto.com both serve Canada, and RedotPay works too.

Our picks

1. Wealthsimple

No FX or ATM fees and 1% back you can auto-invest in crypto. Spends CAD.

1% back, in cash, crypto or stocks Custodial Bank transfers Visa
5.9out of 10

2. Shakepay

Up to 1.5% back in bitcoin and instant Interac funding. 3% FX, so use it at home.

Up to 1.5% in bitcoin Custodial Bank transfers Visa
5.0out of 10

5. RedotPay

Canada isn't on RedotPay's restricted list. 1.2% FX plus 1% conversion.

None on standard. 3% on Apple Pay and Google Pay with Pro, capped at $18 a month Custodial Network not named
6.3out of 10

Side by side

CardScoreCashbackFX feeAnnual feeATMCustodyRegions
WealthsimpleWealthsimple
5.9 1% back, in cash, crypto or stocks No foreign transaction fee None No Wealthsimple fee Custodial Canada
ShakepayShakepay
5.0 Up to 1.5% in bitcoin 3% on purchases in foreign currencies None No Shakepay fee listed Custodial Canada
MetaMask CardMetaMask Card official card imageImage: MetaMask (Consensys)MetaMask Card
7.4 About 1% back, up to 3% on Metal Free tier: 1% cross-border fee Free tier $0 Free tier: 2% Self-custody United States, Canada, Europe (EEA), United Kingdom, Latin America
Crypto.com Visa CardCrypto.com Prepaid Visa Card official card imageImage: Crypto.comCrypto.com Visa Card
6.4 Up to 4.5% in CRO (prepaid), up to 6% (US credit) 0% on prepaid in the US, Canada and EEA No annual card fee on prepaid cards ATM withdrawals supported on prepaid cards Custodial United States, Canada, Europe (EEA), United Kingdom, Latin America, Asia-Pacific, Middle East
RedotPayRedotPay Card official card imageImage: RedotPayRedotPay
6.3 None on standard. 3% on Apple Pay and Google Pay with Pro, capped at $18 a month 1.2% plus 1% crypto conversion None 2% per withdrawal Custodial Global, Canada, Europe (EEA), United Kingdom, Latin America, Asia-Pacific, Africa, Middle East
Ledger CL CardLedger CL Card official card imageImage: LedgerLedger CL Card
4.9 1% monthly 1.75% None UK €2.50 flat Custodial United States, Canada, Europe (EEA), United Kingdom, Latin America

How we picked

We included only cards that confirm Canadian residents and compared fees in CAD, FX on foreign purchases, rewards and Interac funding. Full details are on our methodology page. Card terms change often, so check each card's page for the date we last verified it.

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