Best crypto cards for ATM withdrawals in 2026
Many crypto cards are virtual only or charge 2% or more for cash. These cards make ATM withdrawals cheap, either with no fee, a monthly free allowance or a low fixed-plus-percentage fee. The ATM owner can still add its own charge.
Quick answer
For cash, the Krak Card charges nothing of its own at ATMs, and Wealthsimple has no ATM fee and refunds Canadian ATM charges up to $5. Bleap gives €400 of free withdrawals a month in Europe, and COCA $250. Kolo, Avici, Exa and Jupiter charge a low $1 plus 0.65%, so $200 costs about $2.30. Avoid cards with a $5 minimum or 4% fee if you take out small amounts often.
Our picks
1. Krak Card
No Krak ATM fee in the UK, EEA or US. The ATM operator may charge.
2. Wealthsimple
No ATM fee, and Canadian ATM charges reimbursed up to $5 each.
3. Bleap
Free up to €400 and 3 withdrawals a month in Europe, then 2%.
4. COCA
Free up to $250 a month, then 2%, in 76 countries.
5. Kolo
$1 plus 0.65%, up to $500 per withdrawal, in 170+ countries.
6. Avici
$1 plus 0.65% on Platinum, free on the $20-a-year Signature tier.
7. Exa Card
$1 plus 0.65%, up to $250 per withdrawal.
8. Jupiter Card
$1 plus 0.65% on Rain-issued cards.
Side by side
| Card | Score | Cashback | FX fee | Annual fee | ATM | Custody | Regions |
|---|---|---|---|---|---|---|---|
 Image: KrakenKrak Card |
7.4 | 0% to 2% in BTC, EUR or GBP | UK and EEA: 0%, Mastercard's rate is passed through | None | 0% from Kraken | Custodial | United Kingdom, Europe (EEA), United States |
| 5.9 | 1% back, in cash, crypto or stocks | No foreign transaction fee | None | No Wealthsimple fee | Custodial | Canada | |
 Image: BleapBleap |
7.8 | 1% to 20% in USDC by category | 0% from Bleap | None | Free up to €400 a month, then 2% | Self-custody | Europe (EEA) |
 Image: COCACOCA |
7.8 | 1% to 8% in stablecoins | 0% on all currencies | None | Free up to $250 a month, then 2% | Self-custody | Global, Europe (EEA), United Kingdom |
 Image: KoloKolo |
6.0 | 2% then 1% in BTC | 1% extra on payments in another currency (2% in total with the payment fee), on top of the Visa rate | None | $1 plus 0.65% per withdrawal | Custodial | Global, Europe (EEA), United Kingdom, Latin America, Asia-Pacific, Africa, Middle East |
 Image: AviciAvici |
6.5 | No ongoing cashback | 0% Avici markup | Platinum none | Platinum: $1 plus 0.65% per withdrawal | Self-custody | United States, Latin America, Asia-Pacific, Middle East |
 Image: ExactlyExa Card |
6.0 | No published cashback | Up to 3% (1% in the US) | None | $1 plus 0.65% per withdrawal | Self-custody | United States, Latin America, Asia-Pacific, Africa, Middle East |
 Image: JupiterJupiter Card |
6.5 | 2% back in USDC, 4% with referrals | 1% in Rain-issued markets | None | Rain-issued cards: $1 plus 0.65% per withdrawal, plus $0.30 and 1% if the cash isn't in USD. $0.60 for a balance check or declined withdrawal | Custody not disclosed | Asia-Pacific, Latin America, Middle East |
How we picked
We compared the card's own fee on a $200 withdrawal, free monthly allowances, per-withdrawal limits and whether a physical card is available. Full details are on our methodology page. Card terms change often, so check each card's page for the date we last verified it.