Image: Revolut
Revolut crypto card review: fees, cashback and limits
The big European neobank's card that can pay straight from your crypto balance.
Quick answer
Revolut lets UK and EEA customers link a virtual or physical Revolut card to their crypto balance and pay with it anywhere cards work, with Revolut converting the crypto at the moment you pay. Revolut says card payments from crypto have no exchange fees, though plan-based fair usage fees can apply. You can pay from one chosen token or from "all crypto". Plans run from free (Standard) to €55 a month (Ultra). There's no crypto cashback on the card.
Revolut at a glance
| Best for | Revolut users in the UK and Europe who already hold crypto in the app. |
|---|---|
| Skip it if | You want self-custody, stablecoin cashback or to move crypto in and out freely. |
| Network | Visa or Mastercard, depending on your card |
| Card issuer | Revolut (Revolut Bank in the UK and EEA) |
| Custody | Custodial. Crypto is held by Revolut Digital Assets Europe (MiCA-licensed, Cyprus) or Revolut Ltd (UK). |
| Card type | Debit card linked to your crypto balance |
| Virtual or physical | Virtual and physical |
| Cashback | No crypto cashback |
| Annual fee | Standard free. Plus €3.99, Premium €9.99, Metal €17.99 and Ultra €55 a month. |
| Apple Pay / Google Pay | Yes / Yes |
| Identity check (KYC) | Required |
| Where it works | Revolut customers in the UK and EEA with crypto services enabled. |
Revolut fees
| Card cost | Virtual card free. Physical cards have delivery and customisation fees shown in the app. |
|---|---|
| Annual or membership fee | Standard free. Plus €3.99, Premium €9.99, Metal €17.99 and Ultra €55 a month. |
| FX and cross-border | Revolut's plan rules apply when you pay in another currency; fair usage limits depend on your plan |
| Crypto conversion | No exchange fees when the card converts crypto, says Revolut. Fair usage fees may apply depending on your plan. |
| ATM withdrawals | Physical card only. Free allowance and fees depend on your plan. Up to £3,000 or equivalent per 24 hours. |
| Other fees | Buying crypto in the app has trading fees from 0%, depending on plan |
Visa and Mastercard apply their own exchange rates on top of any card markup. Check the fee page in the Revolut app for your country before you load money. To see what Revolut would cost you in a year compared with every other card, try the cost calculator.
What a $100 purchase costs with Revolut
These are Revolut's own fees on the Standard tier, before the card network's exchange rate and any ATM or top-up costs. For a full year based on your own spending, use the cost calculator.
Where it ranks by our score: #27 of 36 in Europe (EEA)#17 of 20 in United Kingdom
Cashback and rewards
- The crypto card doesn't pay cashback. Revolut's paid plans have their own perks.
| Tier | Price or requirement | Cashback | Notes |
|---|---|---|---|
| Standard | Free | None | Basic limits |
| Plus | €3.99/month | None | Higher allowances |
| Premium | €9.99/month | None | Travel perks |
| Metal | €17.99/month | None | Metal card |
| Ultra | €55/month | None | Top tier |
Deposits and withdrawals
How to top up
- Buy crypto in the Revolut app from your fiat balance
- Deposit supported crypto from an external wallet, where available
Fees: Trading fees from 0% by plan. No fee for card spending from crypto.
How to withdraw
- Sell crypto to your Revolut account and send it by bank transfer
- Withdraw supported crypto to an external wallet, where available
- ATM cash
Fees: Network fees on crypto withdrawals. ATM fees by plan.
Supported assets: 300+ tokens in the Revolut app. Link the card to one token or to all of them.
Where Revolut works
Revolut customers in the UK and EEA with crypto services enabled.
Not offered through Revolut's US or other non-European apps.
Limits and perks
Limits
- Up to £100,000 or equivalent per card payment
- Up to 100 crypto exchanges per 24 hours
- ATM: up to £3,000 or equivalent per 24 hours
Perks
- All of Revolut's banking features in the same app
Pros and cons
What's good
- No exchange fee when paying with crypto, says Revolut
- Huge, regulated provider with a full banking app
- Pick which token pays, or let Revolut use your largest balance
What's not
- Custodial
- No cashback on crypto spending
- Fair usage fees depend on your plan and aren't spelled out on the card page
- Every payment is a crypto disposal for tax
Our take on Revolut
Revolut is the biggest neobank in Europe, and its crypto card closes a gap many users wanted filled: paying straight from a crypto balance instead of selling first. You link a virtual or physical card to one token or to "all crypto", and Revolut converts at the exchange rate when you pay. If the balance is too small, the payment is declined.
Revolut says there are no exchange fees for these payments, though fair usage fees can apply depending on your plan. The crypto stays custodial, held by Revolut's MiCA-licensed entity in the EEA or Revolut Ltd in the UK. There's no cashback, so it's a convenience feature rather than a rewards card.
Remember that every payment from crypto is a disposal for tax in most countries.
The easiest way to spend crypto if you already live in Revolut. For rewards or self-custody, look at dedicated crypto cards.
How we scored Revolut: 5.4/10
MethodologyRevolut FAQ
Can you pay with crypto using a Revolut card?
Yes, in the UK and EEA. You link your card to one token or to all your crypto, and Revolut converts it when you pay.
Does Revolut charge fees for paying with crypto?
Revolut says card payments from crypto have no exchange fees, but fair usage fees may apply depending on your plan.
Sources
- Revolut: Pay with crypto (EEA)How it works, fees, plans, limits, checked Oct 17, 2026
- Revolut: Pay with crypto (UK)UK version
- cryptonoshi: Revolut Card [EU]Card listing
We checked these sources on 17 October 2026. Fees and rewards change often. Spotted something out of date? Report a correction and we'll check it within two working days.
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