Image: Bitget Wallet

Bitget Wallet Card review: fees, cashback and limits

Name: Bitget Wallet Card
Brand: Bitget Wallet

2% to 3% back that you can take in BTC, gold, stocks or USDC.

By Taimoor, founder and editor Last checked 15 October 2026 3 sources

6.9out of 10

Quick answer

The Bitget Wallet Card is a stablecoin card you fund from the Bitget Wallet app. It pays 2% back by default and 3% for new users or when you hit a monthly spend target, and you choose whether rewards land as BTC, tokenized gold, tokenized stocks or USDC. There's no annual fee, no FX fee on USD purchases and 1.7% on other currencies. It's offered in the UK, EEA and selected markets in Latin America, Asia-Pacific, South Asia and Africa.

Bitget Wallet Card at a glance

Best for	Mobile-first spenders who want solid cashback and like the idea of earning BTC or stocks instead of cash.
Skip it if	You spend mostly in non-USD currencies and want the lowest FX, or you need a card in the US.
Network	Visa or Mastercard, depending on your region
Card issuer	Not disclosed
Custody	Top-up model (you move stablecoins from your wallet to the card balance)
Card type	Debit
Virtual or physical	Virtual and physical
Cashback	2% base, 3% boosted
Annual fee	None
Apple Pay / Google Pay	Yes / Yes
Identity check (KYC)	Required
Where it works	UK and EEA, plus selected markets in Latin America, Asia-Pacific, South Asia, South Africa and China, according to a September 2026 report. Some trackers still show an older, Asia-only list.

Bitget Wallet Card fees

Card cost	Not publicly listed. Check the app for your region.
Annual or membership fee	None
FX and cross-border	0% on USD purchases. 1.7% on other currencies.
Crypto conversion	Trackers list about 0.05% for crypto to fiat
ATM withdrawals	1% or $5 per withdrawal, whichever is higher
Other fees	No top-up fee listed

Visa and Mastercard apply their own exchange rates on top of any card markup. Check the fee page in the Bitget Wallet Card app for your country before you load money. To see what Bitget Wallet Card would cost you in a year compared with every other card, try the cost calculator.

What a $100 purchase costs with Bitget Wallet Card

$0.05Paid from stablecoins in the card's own currency

$1.75Paid from stablecoins in a foreign currency

$0.05Paid from other crypto, like BTC or ETH

$2.00Cashback on $100, Base tier

These are Bitget Wallet Card's own fees on the Base tier, before the card network's exchange rate and any ATM or top-up costs. Its FX markup of 1.7% is higher than the median of 1% across the 60 cards we track with a published FX fee, and cheaper than 15 of them. For a full year based on your own spending, use the cost calculator.

Where it ranks by our score: #11 of 36 in Europe (EEA)#10 of 20 in United Kingdom #8 of 27 in Latin America #7 of 24 in Asia-Pacific #5 of 14 in Africa

Cashback and rewards

Everyone earns 2% by default
3% for new users, and for the month you hit a spending threshold plus the month after
Choose your reward asset: Bitcoin, tokenized gold, Nvidia, Tesla, Google, S&P 500 (via xStocks) or USDC
You can switch your reward asset once a month
Monthly caps and merchant category exclusions apply
Rewards can be redeemed 7 days after the purchase

Deposits and withdrawals

How to top up

Stablecoins from your Bitget Wallet
Buy stablecoins inside Bitget Wallet using its onramp partners

Fees: No top-up fee listed. Network fees may apply when moving funds onchain.

How to withdraw

Move funds back to your Bitget Wallet
ATM cash withdrawals

Fees: ATM 1% or $5, whichever is higher.

Supported assets: Stablecoins such as USDT and USDC from Bitget Wallet. Check the app for supported networks.

Where Bitget Wallet Card works

UK and EEA, plus selected markets in Latin America, Asia-Pacific, South Asia, South Africa and China, according to a September 2026 report. Some trackers still show an older, Asia-only list.

Not offered in the US. Region lists change often, so check the app first.

Europe (EEA)United KingdomLatin AmericaAsia-PacificAfrica

Limits and perks

Limits

Daily spending up to $50,000

Perks

Assetback: take rewards in BTC, tokenized gold, stocks or USDC
Ride and travel cashback campaigns in some regions

Pros and cons

What's good

2% base cashback with no annual fee
Pick your reward asset, including BTC and tokenized stocks
0% FX on USD purchases
Apple Pay and Google Pay

What's not

1.7% FX on non-USD currencies
Minimum $5 ATM fee hurts small withdrawals
Monthly reward caps apply
Card balance is separate from your self-custody wallet

Our take on Bitget Wallet Card

The Bitget Wallet Card is built for people who live on their phone. You hold funds in Bitget Wallet, move stablecoins to the card when you want to spend, and tap with Apple Pay or Google Pay. The sign-up is quick and the card has spread to a lot of markets over 2026.

Rewards are the headline. You get 2% back on everything by default, and 3% if you're new or you hit the monthly spending target. The twist is "Assetback": instead of plain cash, you can choose to receive rewards as Bitcoin, tokenized gold, tokenized stocks like Nvidia or Tesla, an S&P 500 tracker, or just USDC. It's a fun way to stack assets from everyday spending, but remember that anything other than USDC can go down in value.

Fees depend on the currency. USD purchases have no FX fee, while other currencies cost 1.7%. If you live in a non-USD country, that 1.7% eats most of a 2% reward, so the real gain is smaller than the headline. ATM withdrawals cost 1% with a $5 minimum, so pulling $50 costs you $5.

One thing to understand: Bitget Wallet itself is a self-custody wallet, but once you top up the card, that balance sits with the card program. Keep only what you plan to spend on the card.

A strong all-rounder for USD spending with flexible rewards. In non-USD countries, do the FX maths before you get excited about the cashback.

How much people spend with Bitget Wallet Card

Spending tracker

$900KCard volume in August 2026 Measured as: onchain spend. Source: Defiprime: Crypto debit cards in 2026, the real numbers and the real risks.

How we scored Bitget Wallet Card: 6.9/10

Methodology

Fees 30%

7 No annual fee and 0% on USD, but 1.7% on other currencies and a $5 ATM minimum.

Rewards 20%

8 2% base, 3% boosted, with a choice of reward assets.

Control 20%

6 Funded from a self-custody wallet, but the card balance is held by the program.

Reach 15%

7 UK, EEA and many emerging markets, not the US.

Flexibility 15%

6 Stablecoin top-ups only, no bank rails on the card.

Bitget Wallet Card FAQ

How much cashback does the Bitget Wallet Card give?

2% by default, and 3% for new users or in months where you hit the spending threshold. Monthly caps and category exclusions apply.

What is Assetback?

It lets you choose how rewards are paid. Options include Bitcoin, tokenized gold, Nvidia, Tesla, Google, an S&P 500 product and USDC. You can switch once a month.

Does the Bitget Wallet Card have FX fees?

There's no FX fee on USD purchases. Other currencies cost 1.7%.

Is the Bitget Wallet Card available in the US?

No. It's offered in the UK, the EEA and selected markets in Latin America, Asia-Pacific, South Asia and Africa.

Sources

FinTech Global: Bitget Wallet shifts card cashback towards digital assetsAssetback, cashback rates, regions, Sep 7, 2026
DefiLlama card details: Bitget Wallet CardFX, ATM and annual fees, limits, verified Aug 30, 2026
Bitget WalletWallet app and help center

We checked these sources on 15 October 2026. Fees and rewards change often. Spotted something out of date? Report a correction and we'll check it within two working days.