Best crypto cards for travel and low FX fees in 2026
When you travel, the FX markup and ATM fees matter far more than cashback. These cards keep both low. Visa and Mastercard's own exchange rate still applies on top of any card markup.
Quick answer
For travel, the Krak Card by Kraken charges no FX, transaction or Kraken ATM fees in the UK and Europe. COCA and Bleap add no FX markup and include free ATM allowances. Avici adds no FX markup worldwide, and its $20-a-year Signature tier includes free ATM use and lounge access. In the US, the Gemini Credit Card has no foreign transaction fee.
Our picks
1. Krak Card
0% FX, no transaction fee and no Kraken ATM fee. UK and EEA.
2. COCA
0% FX on all currencies and free ATM up to $250 a month, in 76 countries.
3. Bleap
No Bleap FX or conversion fee and €400 a month of free ATM use. EEA only.
4. Avici
0% Avici markup. Signature costs $20 a year after year one and adds free ATM use, lounge access and travel insurance.
5. Gemini Credit Card
No foreign transaction fee on a US credit card, with crypto rewards.
6. KAST
0% FX on 16 Latin American currencies until the end of 2027, and 0.5% to 1.75% elsewhere. 170+ countries.
7. Wirex One
No Wirex FX markup, with bank rails in EUR, GBP and USD.
8. Bybit Card
0.5% FX on the European program and free ATM use up to €100 a month.
Side by side
| Card | Score | Cashback | FX fee | Annual fee | ATM | Custody | Regions |
|---|---|---|---|---|---|---|---|
 Image: KrakenKrak Card |
7.4 | 0% to 2% in BTC, EUR or GBP | UK and EEA: 0%, Mastercard's rate is passed through | None | 0% from Kraken | Custodial | United Kingdom, Europe (EEA), United States |
 Image: COCACOCA |
7.8 | 1% to 8% in stablecoins | 0% on all currencies | None | Free up to $250 a month, then 2% | Self-custody | Global, Europe (EEA), United Kingdom |
 Image: BleapBleap |
7.8 | 1% to 20% in USDC by category | 0% from Bleap | None | Free up to €400 a month, then 2% | Self-custody | Europe (EEA) |
 Image: AviciAvici |
6.5 | No ongoing cashback | 0% Avici markup | Platinum none | Platinum: $1 plus 0.65% per withdrawal | Self-custody | United States, Latin America, Asia-Pacific, Middle East |
 Image: GeminiGemini Credit Card |
6.7 | 1% to 4% back in crypto | No foreign transaction fee | None | Credit card cash advance | Custodial | United States |
 Image: KASTKAST |
7.6 | 1.5% to 3% back in USD | 0.5% to 1.75% (0% in LatAm) | Standard free | $3 plus 2% per withdrawal (plus the FX fee on non-USD cash) | Custodial | Global, Europe (EEA), United Kingdom, Latin America, Asia-Pacific, Africa, Middle East |
 Image: WirexWirex One |
7.3 | 0.5% to 8% in USD | 0% Wirex markup | None | Free up to 200 GBP, EUR or SGD (400 AUD) a month on the base tier, then 2% | Hybrid custody | Europe (EEA), United Kingdom, Asia-Pacific |
 Image: BybitBybit Card |
6.4 | About 1% to 10% by VIP level | 0.5% (EEA) | None | Free to €100 a month, then 2% (EEA) | Custodial | Europe (EEA), Latin America, Asia-Pacific |
How we picked
We estimated the extra cost of a $100 foreign currency purchase from published FX and conversion fees, then compared ATM costs. Full details are on our methodology page. Card terms change often, so check each card's page for the date we last verified it.