Best crypto cards for cashback in 2026
Cashback headlines are easy to inflate. We ranked these cards by what a normal person earns on the free or easiest tier, then looked at caps, the token rewards are paid in, and the fees that can cancel rewards out.
Quick answer
For cashback, ether.fi Cash is the strongest proven option at 3% on its free tier (on up to $2,000 a month). Bleap pays 1% to 3% in USDC by category with no fees. Ethena Pay pays 4% in AVAX on its free tier but only launched in September 2026. In the US, the Gemini Credit Card and Coinbase One Card pay up to 4% in crypto, and Uphold pays 2% to 4% in XRP.
Our picks
1. ether.fi Cash
3% on a free tier is the best no-strings rate here, and 4% on VIP. Core counts only the first $2,000 of spend each month.
2. Solid
3% in USDC on the free tier with no fees on USD spending, capped at $50 a month. Virtual only.
3. Bleap
No annual, FX or conversion fee, and category cashback in USDC: 1% on everything, 2% to 3% on food and rides, 20% on subscriptions.
4. Ethena Pay
4% in AVAX on your first $2,500 a month on the free tier. Very new, so start small.
5. Gemini Credit Card
US credit card with up to 4% back in crypto, no annual fee and no foreign transaction fee.
6. Coinbase Card
2% to 4% back in bitcoin on the US Coinbase One Card, with a Coinbase One membership.
7. Uphold Card
2% in XRP on the free US card, up to 4% on Elite. Monthly caps apply.
8. Tria
Up to 6% on your first $2,000 a month with the $250 Max membership. A 0.5% fee per payment trims it.
9. Plasma One
2% back on the free Lite tier, up to 4% with locked XPL.
10. Bitget Wallet Card
2% base and 3% boosted, with rewards in BTC, tokenized stocks or USDC.
11. Jupiter Card
2% back in USDC, or 4% with two referrals a month. Capped at $100 a month.
Side by side
| Card | Score | Cashback | FX fee | Annual fee | ATM | Custody | Regions |
|---|---|---|---|---|---|---|---|
 Image: ether.fiether.fi Cash |
7.8 | 3% to 4% back | About 1% plus up to 0.5% | Core free | ATM withdrawals on all tiers | Self-custody | Europe (EEA), United Kingdom, Latin America, Asia-Pacific, Middle East |
 Image: Solid (Fuse)Solid |
7.9 | 3% to 5% in USDC | 1.5% on non-USD purchases at every tier (1% card provider plus 0.5% Solid), built into the rate | Core free | Not available | Self-custody | Global, United States, Europe (EEA), United Kingdom, Latin America, Asia-Pacific, Africa, Middle East |
 Image: BleapBleap |
7.8 | 1% to 20% in USDC by category | 0% from Bleap | None | Free up to €400 a month, then 2% | Self-custody | Europe (EEA) |
 Image: EthenaEthena Pay |
7.5 | 4% to 5% in AVAX on capped spend | No Ethena markup | None | $1 plus 0.65% per withdrawal | Self-custody | Latin America, Asia-Pacific, Africa, Middle East |
 Image: GeminiGemini Credit Card |
6.7 | 1% to 4% back in crypto | No foreign transaction fee | None | Credit card cash advance | Custodial | United States |
 Image: CoinbaseCoinbase Card |
6.3 | 2% to 4% in BTC (Coinbase One Card, US) | Not published | Debit card: no annual fee listed | $0 from Coinbase (debit card) | Custodial | United States, Europe (EEA), United Kingdom |
 Image: UpholdUphold Card |
6.6 | 2% to 4% in XRP (US) | Elite 0% | Essential free | Elite $0 from Uphold | Custodial | United States, United Kingdom |
 Image: TriaTria |
7.1 | 1.5% to 6% on early monthly spend | 1% on non-USD spending | Lite $20 a year | Lite: virtual only | Self-custody | United States, Europe (EEA), United Kingdom, Latin America, Asia-Pacific, Middle East, Africa |
 Image: PlasmaPlasma One |
7.7 | 2% to 4% in XPL, up to 10% on AI spend | Plasma markup: 1% Lite, 0.5% Core, 0% Platinum | No annual fee listed for US tiers | ATM withdrawals listed for US tiers | Self-custody | Global, United States, Europe (EEA), United Kingdom, Latin America |
 Image: Bitget WalletBitget Wallet Card |
6.9 | 2% base, 3% boosted | 0% on USD purchases | None | 1% or $5 per withdrawal, whichever is higher | Top-up balance | Europe (EEA), United Kingdom, Latin America, Asia-Pacific, Africa |
 Image: JupiterJupiter Card |
6.5 | 2% back in USDC, 4% with referrals | 1% in Rain-issued markets | None | Rain-issued cards: $1 plus 0.65% per withdrawal, plus $0.30 and 1% if the cash isn't in USD. $0.60 for a balance check or declined withdrawal | Custody not disclosed | Asia-Pacific, Latin America, Middle East |
How we picked
We compared the cashback rate on the free or entry tier first, then adjusted for caps, required token holdings and the asset rewards are paid in. Full details are on our methodology page. Card terms change often, so check each card's page for the date we last verified it.