Image: Rebind
Image: Gnosis PayRebind vs Gnosis Pay
Quick answer
Rebind is the one you can sign up for. Gnosis Pay stopped new card sign-ups on 30 September 2026 and is winding down its own cards, and it points users to partner apps like Rebind. Rebind runs on Gnosis Pay's rails, offers a free virtual Visa with no FX fee and pays up to 5% on your euros.
Rebind and Gnosis Pay compared
| Rebind | Gnosis Pay | |
|---|---|---|
| Our score | 6.8/10 | 5.4/10 |
| Best for | Europeans and Gnosis Pay users who want a free euro card with yield on the balance. | Existing Gnosis Pay users planning their move to a partner app before the card winds down. |
| Cashback | No published cashback | Ended 30 September 2026 |
| Card cost | Free virtual card | €30.23 card purchase including shipping. Replacement for lost, stolen or damaged cards £/€4.99. |
| Annual fee | None. Free to open. | No annual fee listed |
| FX | No Rebind or Gnosis FX fee. Visa's exchange rate applies. | No FX markup from Gnosis Pay. Choose local currency at the terminal for the best rate. |
| Conversion | None when you spend euros. Moving EURe from your Rebind account to the card wallet is free. | None when spending EURe, GBPe or USDCe |
| ATM | Not available on the virtual card yet | Free up to £/€200 or 5 withdrawals a month, whichever comes first. After that 2% per withdrawal (minimum £/€1). |
| Custody | Self-custody. Your euros sit in your own account as EURe until you pay. | Self-custody (a Safe smart account you control) |
| Network | Visa | Visa |
| Top up with | Euro bank transfer to your own IBAN; EURe on Gnosis Chain; Move an existing Gnosis Pay card into Rebind | Send EURe, GBPe or USDCe to your Gnosis Pay Safe on Gnosis Chain; Bank transfer to your personal IBAN, which converts to EURe or GBPe |
| Withdraw by | Instant euro transfers by IBAN; Send EURe on Gnosis Chain | Send funds from your Safe to any wallet; Bank transfer out through your IBAN; ATM cash withdrawals |
| Where it works | Rebind says the app works in 40+ countries. Card issuance follows Gnosis Pay's European program, so check the app for your country. | Closed to new sign-ups since 30 September 2026. Existing cards were issued mainly in the EEA and UK, plus some Latin American countries. |
| Last checked | 17 October 2026 | 17 October 2026 |
Which one should you pick?
Existing Gnosis Pay cardholders can connect their card inside Rebind and keep spending EURe from self-custody. New users should go straight to Rebind. The trade-offs are no physical card yet and no cashback, with yield on your balance instead.
Frequently asked questions
Which is cheaper abroad, Rebind or Gnosis Pay?
On the entry tier, Gnosis Pay has the lower FX markup. Rebind: No Rebind or Gnosis FX fee. Visa's exchange rate applies.. Gnosis Pay: No FX markup from Gnosis Pay. Choose local currency at the terminal for the best rate..
Which pays more cashback, Rebind or Gnosis Pay?
Gnosis Pay has the higher top rate. Rebind: No published cashback. Gnosis Pay: Ended 30 September 2026. Check caps and requirements on each review.
Are Rebind and Gnosis Pay self-custody?
Rebind: Self-custody. Your euros sit in your own account as EURe until you pay.. Gnosis Pay: Self-custody (a Safe smart account you control).