Image: Rebind
Rebind Visa Card review: fees, cashback and limits
A euro savings app paying up to 5%, with a free self-custody Visa card powered by Gnosis Pay.
Quick answer
Rebind is a Paris-built euro account that holds your money as EURe, a regulated euro stablecoin, and pays up to 5% on it. Its free virtual Visa card runs on Gnosis Pay's rails, adds no FX fee, and lets your euros keep earning until you pay. You also get a euro IBAN with free instant transfers. It's the main partner app Gnosis Pay is moving its cardholders to as its own cards wind down in 2026.
Rebind at a glance
| Best for | Europeans and Gnosis Pay users who want a free euro card with yield on the balance. |
|---|---|
| Skip it if | You need a physical card or ATM cash today. |
| Network | Visa |
| Card issuer | Gnosis Pay program (issued by Monavate) |
| Custody | Self-custody. Your euros sit in your own account as EURe until you pay. |
| Card type | Debit (EURe) |
| Virtual or physical | Virtual (physical card planned) |
| Cashback | No published cashback |
| Annual fee | None. Free to open. |
| Apple Pay / Google Pay | Yes / Yes |
| Identity check (KYC) | Required |
| Where it works | Rebind says the app works in 40+ countries. Card issuance follows Gnosis Pay's European program, so check the app for your country. |
Rebind fees
| Card cost | Free virtual card |
|---|---|
| Annual or membership fee | None. Free to open. |
| FX and cross-border | No Rebind or Gnosis FX fee. Visa's exchange rate applies. |
| Crypto conversion | None when you spend euros. Moving EURe from your Rebind account to the card wallet is free. |
| ATM withdrawals | Not available on the virtual card yet |
| Other fees | Instant euro transfers by IBAN are free |
Visa applies its own exchange rate on top of any card markup. Check the fee page in the Rebind app for your country before you load money. To see what Rebind would cost you in a year compared with every other card, try the cost calculator.
What a $100 purchase costs with Rebind
These are Rebind's own fees on the Standard tier, before the card network's exchange rate and any ATM or top-up costs. Its FX markup of 0% is lower than the median of 1% across the 60 cards we track with a published FX fee, and cheaper than 37 of them. For a full year based on your own spending, use the cost calculator.
Where it ranks by our score: #12 of 36 in Europe (EEA)
Cashback and rewards
- Rebind pays yield on your euro balance instead: up to 5%, paid every second, with no lock-up
- Referral rewards boost your savings rate
Deposits and withdrawals
How to top up
- Euro bank transfer to your own IBAN
- EURe on Gnosis Chain
- Move an existing Gnosis Pay card into Rebind
Fees: Free IBAN transfers. Network fees on Gnosis Chain are tiny.
How to withdraw
- Instant euro transfers by IBAN
- Send EURe on Gnosis Chain
Fees: Free IBAN transfers.
Supported assets: EUR as EURe. 500+ crypto and stock assets can be bought in the app.
Where Rebind works
Rebind says the app works in 40+ countries. Card issuance follows Gnosis Pay's European program, so check the app for your country.
The US and countries where Gnosis Pay cards aren't issued.
Limits and perks
Limits
- Up to 5,000 EURe per purchase and 8,000 EURe per 24 hours (Gnosis Pay program limits)
Perks
- Up to 5% yield on euros, paid every second
- Euro IBAN with free instant transfers
Pros and cons
What's good
- Free card with no FX fee
- Your euros earn yield until you spend them
- Self-custody
What's not
- Virtual only for now
- No cashback
- Depends on the Gnosis Pay program, which is changing in 2026
Our take on Rebind
Rebind is a euro account built in Paris. Your money is held as EURe, a euro stablecoin issued by a licensed e-money institution, and Rebind pays up to 5% on it, paid every second with no lock-up. You get your own euro IBAN for salary and transfers, and a free virtual Visa that spends straight from that balance.
The card runs on Gnosis Pay's infrastructure. When Gnosis Pay closed its own card to new sign-ups in September 2026, it pointed users to partner apps, and Rebind is the main one. Existing Gnosis Pay cardholders can connect their card inside Rebind.
There's no FX fee and no card fee, which makes it a cheap travel card for euro holders. The trade-offs are no physical card yet, no ATM access and no cashback, so the yield on your balance is the reward.
A smart free euro card if you want your spending money to earn while it waits. Best paired with a physical card for cash.
How we scored Rebind: 6.8/10
MethodologyRecent Rebind updates
All newsGnosis Pay closes to new cardholders and ends GNO cashback
Gnosis Pay stopped new card sign-ups and ended GNO cashback on 30 September 2026. Its own consumer cards are being wound down by the end of 2026 as users move to partner apps such as Rebind, which runs on the same infrastructure. Funds in users' Safes can always be withdrawn.
Rebind FAQ
Is the Rebind card free?
Yes. The virtual Visa is free to get and there's no monthly fee or FX fee.
Can I move my Gnosis Pay card to Rebind?
Yes. Rebind lets existing Gnosis Pay cardholders connect their card in the app, and it's one of the partner apps Gnosis Pay recommends.
Does Rebind pay interest?
Rebind advertises up to 5% on euros, paid every second with no lock-up. The rate can change.
Sources
- RebindCard, IBAN, yield and FX claims, checked Oct 17, 2026
- Rebind Help: request and activate your cardFree virtual card powered by Gnosis Pay
- Rebind is now open to everyoneLaunch
- cryptocard.guide: Rebind CardProgram limits and issuer, checked Sep 5, 2026
We checked these sources on 17 October 2026. Fees and rewards change often. Spotted something out of date? Report a correction and we'll check it within two working days.
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