Tevau Visa Card review: fees, cashback and limits
A Hong Kong USDT Visa card with about 1% top-ups, 1.2% FX and yield on idle USDT.
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Quick answer
Tevau is a Hong Kong-based app with a USDT-funded Visa card, available as an instant virtual card or a physical card for shops and ATMs. Reported fees are about 1% to top up, 1.2% on non-USD spending and 1.9% on ATM withdrawals. Idle USDT can earn up to 4.49% a year with no lock-in, and the app also lets you trade US stocks with stablecoins. Tevau says it's available in 200+ countries, but it restricts some regions, including the US.
Tevau at a glance
| Best for | USDT holders in Asia who want a simple Visa card and yield on idle balances. |
|---|---|
| Skip it if | You live in the US, or you want cashback. |
| Network | Visa |
| Card issuer | Not named. Tevau says it holds Hong Kong MLL and TCSP licences and MSB registrations, including in Canada. |
| Custody | Custodial. USDT sits in your Tevau account. |
| Card type | Prepaid |
| Virtual or physical | Virtual (instant) and physical |
| Cashback | No cashback |
| Annual fee | Not published |
| Apple Pay / Google Pay | Yes / Yes |
| Identity check (KYC) | Required |
| Where it works | Tevau says it's available in 200+ countries. Its website blocks some regions, including visitors from the US. |
Tevau fees
| Card cost | Shown in the app |
|---|---|
| Annual or membership fee | Not published |
| FX and cross-border | About 1.2% on non-USD spending |
| Crypto conversion | About 1% top-up fee |
| ATM withdrawals | About 1.9% per withdrawal with the physical card |
Visa applies its own exchange rate on top of any card markup. Check the fee page in the Tevau app for your country before you load money. To see what Tevau would cost you in a year compared with every other card, try the cost calculator.
What a $100 purchase costs with Tevau
These are Tevau's own fees on the Standard tier, before the card network's exchange rate and any ATM or top-up costs. Its FX markup of 1.2% is higher than the median of 1% across the 62 cards we track with a published FX fee, and cheaper than 24 of them. For a full year based on your own spending, use the cost calculator.
Where it ranks by our score: #26 of 32 in Latin America#21 of 28 in Asia-Pacific#15 of 18 in Africa#17 of 21 in Middle East
Cashback and rewards
- Tevau doesn't pay card cashback. Idle USDT can earn up to 4.49% a year in Tevau Earn, paid hourly with no lock-in.
Deposits and withdrawals
How to top up
- USDT deposits
Fees: About 1%.
How to withdraw
- ATM cash with the physical card
- USDT withdrawals
Fees: ATM about 1.9%.
Supported assets: USDT.
Where Tevau works
Tevau says it's available in 200+ countries. Its website blocks some regions, including visitors from the US.
The US and other restricted regions.
Limits and perks
Limits
- Shown in the app
Perks
- Tevau Earn: up to 4.49% a year on idle USDT
- Trade US stocks with stablecoins
Pros and cons
What's good
- Instant virtual card and a physical card for ATMs
- Low-ish 1% top-up and 1.2% FX
- Yield on idle USDT
What's not
- No cashback
- Not available in the US
- Full fee schedule only in the app
Our take on Tevau
Tevau is a Hong Kong crypto finance app built around a USDT-funded Visa card. You get a virtual card straight after verification and can order a physical one for shops and ATMs. The app adds an earn product for idle USDT and stock trading paid in stablecoins.
Reported fees are moderate: about 1% to top up, 1.2% when you spend in a currency other than US dollars and 1.9% for ATM cash. There's no cashback, so the yield on your idle balance is the main extra. Tevau's full fee table sits in its app and help centre, so check it before loading a large amount.
A reasonable USDT card for Asia with a physical option. The lack of cashback and published fee table keep it mid-table.
How we scored Tevau: 5.0/10
MethodologyTevau FAQ
What are Tevau's card fees?
Reported fees are about 1% to top up, 1.2% on non-USD spending and 1.9% for ATM withdrawals. Check the app for your account.
Is Tevau available in the US?
No. Tevau's website restricts US visitors, so assume US residents can't sign up.
Sources
- TevauLicences, countries, card and earn features, checked Oct 18, 2026
- Tevau cardVirtual and physical cards, ATM access
- IPS News: How Tevau is solving cross-border payment problemsTop-up, FX and ATM fees, Earn rate, May 2026
We checked these sources on 18 October 2026. Fees and rewards change often. Spotted something out of date? Report a correction and we'll check it within two working days.
Compare Tevau with
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Krak Card
Kraken's low-fee debit card for the UK, Europe and most of the US, with up to 2% back.
Wirex One
A veteran crypto card, now with a self-custody wallet and up to 8% back in USD.