Image: Solflare
Solflare Card review: fees, cashback and limits
Spend USDC on Solana straight from your Solflare wallet with a Mastercard.
Quick answer
The Solflare Card is a self-custody Mastercard that spends USDC on Solana directly from your Solflare wallet. Listings show a 1% Solflare fee plus 0.4% to 0.7% FX, and no card cashback, though Solflare runs a separate USDC merchant cashback program. Solflare hasn't published a full fee schedule or country list.
Solflare Card at a glance
| Best for | Solflare users who want to spend USDC without moving it. |
|---|---|
| Skip it if | You want cashback on card spending or published terms. |
| Network | Mastercard |
| Card issuer | Not stated |
| Custody | Self-custody (spends from your Solflare wallet) |
| Card type | Debit |
| Virtual or physical | Virtual and physical |
| Cashback | No card cashback |
| Annual fee | Not published |
| Apple Pay / Google Pay | Not confirmed / Not confirmed |
| Identity check (KYC) | Required |
| Where it works | Not published. |
Solflare Card fees
| Card cost | Not published |
|---|---|
| Annual or membership fee | Not published |
| FX and cross-border | 0.4% to 0.7% |
| Crypto conversion | 1% Solflare fee |
| ATM withdrawals | Not published |
Mastercard applies its own exchange rate on top of any card markup. Check the fee page in the Solflare Card app for your country before you load money. To see what Solflare Card would cost you in a year compared with every other card, try the cost calculator.
What a $100 purchase costs with Solflare Card
These are Solflare Card's own fees on the Standard tier, before the card network's exchange rate and any ATM or top-up costs. Its FX markup of 0.7% is lower than the median of 1% across the 60 cards we track with a published FX fee, and cheaper than 33 of them. For a full year based on your own spending, use the cost calculator.
Cashback and rewards
- No cashback on the card itself
- Solflare runs a separate USDC cashback program at 4,000+ merchants
Deposits and withdrawals
How to top up
- Hold USDC in your Solflare wallet on Solana
Fees: No top-up step.
How to withdraw
- Funds stay in your wallet
Fees: Solana network fees.
Supported assets: USDC on Solana.
Where Solflare Card works
Not published.
Check the Solflare app.
Limits and perks
Limits
- Not published
Perks
- Merchant cashback in USDC through Solflare
Pros and cons
What's good
- Self-custody, spend straight from your wallet
- Cheap Solana network
What's not
- 1% fee on every purchase
- No card cashback
- Terms and countries not published
Our take on Solflare Card
Solflare is one of the most popular Solana wallets, and its card lets you spend USDC straight from it. Your funds never leave your wallet until you pay.
Third-party listings show a 1% Solflare fee plus 0.4% to 0.7% FX, with no card cashback. Solflare's separate merchant cashback program pays USDC at thousands of online stores, but that's not tied to card spending. With no published country list or fee page, treat these details as provisional.
Convenient for Solflare users, but you pay 1% for the convenience.
How we scored Solflare Card: 4.7/10
MethodologyRecent Solflare Card updates
All newsSolflare pauses its cards after Kulipa winds down
Solflare paused its virtual and physical cards after its card program manager Kulipa wound down, which also halted the Ready card. Solflare said a replacement would follow. Existing cards don't carry over to any new program.
Solflare Card FAQ
How much does the Solflare Card cost?
Not published. Annual or membership fee: Not published.
Does Solflare Card have cashback?
No card cashback. No cashback on the card itself.
What are the Solflare Card FX and ATM fees?
FX: 0.4% to 0.7%. ATM: Not published.
Where is Solflare Card available?
Not published. Check the Solflare app.
Is Solflare Card self-custody?
Self-custody (spends from your Solflare wallet).
Sources
- SpendNode: Solflare card paused after Kulipa wind-downPause on 28 July 2026
- cryptocards.so: SolflareNetwork, fees, custody
- Solana Compass: Solflare merchant cashbackMerchant cashback program
We checked these sources on 16 October 2026. Fees and rewards change often. Spotted something out of date? Report a correction and we'll check it within two working days.
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