Image: BitMart

BitMart Card review: fees, cashback and limits

Name: BitMart Card
Brand: BitMart

An exchange Visa card in 115+ countries with up to 5.5% cashback.

By Taimoor, founder and editor Last checked 16 October 2026 2 sources

5.6out of 10

Quick answer

The BitMart Card is a Visa card that spends crypto from your BitMart account and is available in more than 115 countries and regions. BitMart advertises up to 5.5% cashback, free ATM withdrawal allowances and more than $300 a year in combined rewards. It hasn't published a full fee schedule, so check the app for FX and conversion costs before you use it.

BitMart Card at a glance

Best for	BitMart users in countries other cards don't serve.
Skip it if	You want clearly published fees.
Network	Visa
Card issuer	Not named
Custody	Custodial (BitMart account)
Card type	Debit
Virtual or physical	Virtual and physical
Cashback	Up to 5.5%
Annual fee	Listed as free by third-party trackers
Apple Pay / Google Pay	Not confirmed / Not confirmed
Identity check (KYC)	Required
Where it works	More than 115 countries and regions.

BitMart Card fees

Card cost	Listed as free by third-party trackers
Annual or membership fee	Listed as free by third-party trackers
FX and cross-border	Not published
Crypto conversion	Not published. Crypto is converted at the point of payment.
ATM withdrawals	Free ATM withdrawal allowance (amount not published)

Visa applies its own exchange rate on top of any card markup. Check the fee page in the BitMart Card app for your country before you load money. To see what BitMart Card would cost you in a year compared with every other card, try the cost calculator.

What a $100 purchase costs with BitMart Card

Not publishedPaid from stablecoins in the card's own currency

Not publishedPaid from stablecoins in a foreign currency

Not publishedPaid from other crypto, like BTC or ETH

$0Cashback on $100, Base tier

These are BitMart Card's own fees on the Base tier, before the card network's exchange rate and any ATM or top-up costs. For a full year based on your own spending, use the cost calculator.

Cashback and rewards

Tiered cashback up to 5.5% across everyday categories
BitMart cites more than $300 a year in combined welcome and usage rewards

Deposits and withdrawals

How to top up

Spend crypto from your BitMart account, including USDT, USDC, BTC and ETH

Fees: Not published.

How to withdraw

Withdraw from BitMart as usual
ATM cash withdrawals

Fees: Free ATM allowance, then fees not published.

Supported assets: USDT, USDC, BTC, ETH and others on BitMart.

Where BitMart Card works

More than 115 countries and regions.

Check eligibility in the BitMart app.

Global

Limits and perks

Limits

Not published

Perks

Welcome rewards for new cardholders

Pros and cons

What's good

Very wide availability
Up to 5.5% cashback
Free ATM allowance

What's not

Fees not clearly published
Cashback tiers not explained
Custodial

Our take on BitMart Card

BitMart expanded its card to more than 115 countries in early 2026 and advertises up to 5.5% cashback plus free ATM allowances. That reach makes it one of the more widely available exchange cards.

The problem is transparency. BitMart's announcement doesn't explain how cashback tiers work or what you pay in FX and conversion. Until those numbers are public, treat the 5.5% as a best case and test with a small amount.

Wide reach and good headline rewards, but the missing fee details make it hard to recommend.

How we scored BitMart Card: 5.6/10

Methodology

Fees 30%

5 Free card, but FX and conversion costs aren't published.

Rewards 20%

7 Up to 5.5%, tiers unexplained.

Control 20%

3 Custodial and opaque.

Reach 15%

8 115+ countries.

Flexibility 15%

6 Several spendable assets.

BitMart Card FAQ

How much does the BitMart Card cost?

Listed as free by third-party trackers. Annual or membership fee: Listed as free by third-party trackers.

Does BitMart Card have cashback?

Up to 5.5%. Tiered cashback up to 5.5% across everyday categories.

What are the BitMart Card FX and ATM fees?

FX: Not published. ATM: Free ATM withdrawal allowance (amount not published).

Where is BitMart Card available?

More than 115 countries and regions. Check eligibility in the BitMart app.

Is BitMart Card self-custody?

Custodial (BitMart account).

Sources

BitMart Card expands to 115 countries (TechBullion press release)Feb 6, 2026
cryptocards.so: BitMart CardCard type, network, assets

We checked these sources on 16 October 2026. Fees and rewards change often. Spotted something out of date? Report a correction and we'll check it within two working days.