Image: Bitget

Bitget Card (exchange) review: fees, cashback and limits

Name: Bitget Card (exchange)
Brand: Bitget

Bitget's exchange card, spending your USDT with up to 8% back in BGB.

By Taimoor, founder and editor Last checked 16 October 2026 2 sources

4.9out of 10

Quick answer

The Bitget Card is a custodial Visa debit card that spends USDT from your Bitget exchange account. It's offered in the EEA and selected Asia-Pacific countries. There's no annual fee and no Bitget FX markup, but every purchase carries a 0.9% transaction fee. Cashback is paid in BGB, from 0.5% with no BGB up to 8% if you hold 20,000+ BGB. This is a separate product from the Bitget Wallet Card.

Bitget Card at a glance

Best for	Bitget traders in Europe or Asia-Pacific who already hold BGB.
Skip it if	You don't hold BGB, or you want the lowest spending fees.
Network	Visa
Card issuer	A Bitget partner (not disclosed)
Custody	Custodial (your trading and card balance are the same pool on Bitget)
Card type	Debit
Virtual or physical	Virtual and physical
Cashback	0.5% to 8% in BGB
Annual fee	None
Apple Pay / Google Pay	Not confirmed / Yes
Identity check (KYC)	Required
Where it works	The EEA and selected Asia-Pacific countries.

Bitget Card fees

Card cost	Not listed
Annual or membership fee	None
FX and cross-border	No Bitget markup. Visa's spread applies.
Crypto conversion	0.9% on every purchase, domestic or foreign
ATM withdrawals	$0.65 plus 2% per withdrawal
Other fees	Inactivity: $1 a month after 12 months without use

Visa applies its own exchange rate on top of any card markup. Check the fee page in the Bitget Card app for your country before you load money. To see what Bitget Card would cost you in a year compared with every other card, try the cost calculator.

What a $100 purchase costs with Bitget Card

$0.90Paid from stablecoins in the card's own currency

$0.90Paid from stablecoins in a foreign currency

$0.90Paid from other crypto, like BTC or ETH

$0.50Cashback on $100, Base tier

These are Bitget Card's own fees on the Base tier, before the card network's exchange rate and any ATM or top-up costs. Its FX markup of 0% is lower than the median of 1% across the 60 cards we track with a published FX fee, and cheaper than 37 of them. For a full year based on your own spending, use the cost calculator.

Where it ranks by our score: #32 of 36 in Europe (EEA)#21 of 24 in Asia-Pacific

Cashback and rewards

Based on your 30-day average BGB: none 0.5%, 100+ BGB 1%, 1,000+ 2%, 5,000+ 4%, 20,000+ 8%
No cashback cap listed. Tiers may still be rolling out in some regions.

Deposits and withdrawals

How to top up

Spends directly from your Bitget USDT balance

Fees: No top-up step. The 0.9% transaction fee applies when you pay.

How to withdraw

Withdraw from Bitget as usual
ATM cash withdrawals

Fees: ATM $0.65 plus 2%.

Supported assets: USDT.

Where Bitget Card works

The EEA and selected Asia-Pacific countries.

Not available in the US, UK, Canada or Latin America.

Europe (EEA)Asia-Pacific

Limits and perks

Limits

Monthly spending from $50,000 (default) up to $3,000,000 for top VIPs

Perks

None published

Pros and cons

What's good

No annual fee or Bitget FX markup
Up to 8% back for big BGB holders
High spending limits

What's not

0.9% fee on every purchase
Good rates need BGB holdings
USDT only
Custodial

Our take on Bitget Card

Not to be confused with the Bitget Wallet Card, this is the card for Bitget's exchange. It spends USDT straight from your trading balance, so there's no top-up step. It's available in the EEA and parts of Asia-Pacific.

The fee to watch is the 0.9% charge on every purchase, at home or abroad. Cashback is paid in BGB and rises with how much BGB you hold, from 0.5% to 8%. Unless you hold at least 1,000 BGB, the 0.9% fee wipes out most of what you earn.

Worth it for committed BGB holders. Everyone else pays more than they earn back.

How we scored Bitget Card: 4.9/10

Methodology

Fees 30%

5 No annual fee, but 0.9% on every purchase.

Rewards 20%

6 Up to 8% for large BGB holders.

Control 20%

4 Custodial, issuer not disclosed.

Reach 15%

5 EEA and selected APAC.

Flexibility 15%

4 USDT only.

Bitget Card FAQ

How much does the Bitget Card (exchange) cost?

Not listed. Annual or membership fee: None.

Does Bitget Card have cashback?

0.5% to 8% in BGB. Based on your 30-day average BGB: none 0.5%, 100+ BGB 1%, 1,000+ 2%, 5,000+ 4%, 20,000+ 8%.

What are the Bitget Card FX and ATM fees?

FX: No Bitget markup. Visa's spread applies. ATM: $0.65 plus 2% per withdrawal.

Where is Bitget Card available?

The EEA and selected Asia-Pacific countries. Not available in the US, UK, Canada or Latin America.

Is Bitget Card self-custody?

Custodial (your trading and card balance are the same pool on Bitget).

Sources

SpendNode: Bitget Card reviewFees, BGB cashback tiers, regions, limits, verified Aug 17, 2026
GlobeNewswire (AAP): Bitget Card APAC launchAPAC launch

We checked these sources on 16 October 2026. Fees and rewards change often. Spotted something out of date? Report a correction and we'll check it within two working days.