BingX Visa Debit Card review: fees, cashback and limits
The BingX exchange's Visa debit card, issued by Wirex, with no issuance or annual fee.
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Quick answer
The BingX Visa Debit Card launched in July 2026 and is issued by Wirex, using Wirex's Visa membership. It spends crypto from your BingX account with automatic conversion, works with Apple Pay and Google Pay, and has no issuance or annual fee. Rewards are tiered, with extra benefits and premium tiers for BingX VIPs, and Metal card users get fee-free ATM withdrawals up to $200 a month. BingX hasn't published its conversion or FX fees.
BingX Card at a glance
| Best for | BingX traders, including in Mexico where it launched first. |
|---|---|
| Skip it if | You want published conversion fees before you sign up. |
| Network | Visa |
| Card issuer | Wirex |
| Custody | Custodial. The card spends crypto from your BingX account. |
| Card type | Debit |
| Virtual or physical | Virtual and physical, with a Metal tier |
| Cashback | Tiered rewards, details in the app |
| Annual fee | None |
| Apple Pay / Google Pay | Yes / Yes |
| Identity check (KYC) | Required |
| Where it works | Launched in July 2026, including in Mexico. Wirex issues the card, so availability follows Wirex's supported countries. Check the BingX app. |
BingX Card fees
| Card cost | None |
|---|---|
| Annual or membership fee | None |
| FX and cross-border | Not published. Automatic currency conversion on international purchases. |
| Crypto conversion | Not published |
| ATM withdrawals | Free up to $200 a month for eligible Metal card users. Other tiers not published. |
Visa applies its own exchange rate on top of any card markup. Check the fee page in the BingX Card app for your country before you load money. To see what BingX Card would cost you in a year compared with every other card, try the cost calculator.
What a $100 purchase costs with BingX Card
These are BingX Card's own fees on the Standard tier, before the card network's exchange rate and any ATM or top-up costs. For a full year based on your own spending, use the cost calculator.
Where it ranks by our score: #29 of 32 in Latin America
Cashback and rewards
- Tiered BingX Card rewards, with extra benefits and premium tiers for VIP users
- Launch incentives for early applicants
Deposits and withdrawals
How to top up
- Crypto held in your BingX account
Fees: Not published.
How to withdraw
- ATM cash
- Crypto withdrawals from BingX
Fees: Metal card: free ATM up to $200 a month.
Supported assets: Crypto held on BingX.
Where BingX Card works
Launched in July 2026, including in Mexico. Wirex issues the card, so availability follows Wirex's supported countries. Check the BingX app.
Not published. BingX doesn't serve some countries, including the US.
Limits and perks
Limits
- Shown in the app
Perks
- Premium card tiers for BingX VIP users
Pros and cons
What's good
- No issuance or annual fee
- Issued by Wirex, an established card issuer
- Free ATM allowance on the Metal card
What's not
- Conversion and FX fees not published
- Rewards details only in the app
- Custodial
Our take on BingX Card
BingX, a large crypto exchange, launched its Visa debit card in July 2026 with Wirex as the issuer, which gives it a proven card infrastructure behind it. The card spends from your BingX account, converting crypto automatically, and works with Apple Pay and Google Pay. Mexico was one of the first markets.
There's no issuance or annual fee, Metal cardholders get up to $200 a month of free ATM withdrawals, and rewards are tiered with better perks for BingX VIPs. BingX's launch announcement didn't publish the conversion or FX costs, so check the fee screen in the app before relying on it abroad.
A solid exchange card for BingX users, backed by a known issuer. Wait for published conversion fees before making it your main card.
How we scored BingX Card: 4.4/10
MethodologyBingX Card FAQ
Who issues the BingX card?
Wirex issues it, using Wirex's Visa principal membership.
Does the BingX card have an annual fee?
No. BingX says there's no issuance or annual fee.
Sources
- BingX: BingX launches the BingX Visa Debit CardIssuer, fees, ATM, rewards, Jul 2026
- Mexico Business News: BingX launches Visa debit card in MexicoMexico launch
We checked these sources on 18 October 2026. Fees and rewards change often. Spotted something out of date? Report a correction and we'll check it within two working days.
Compare BingX Card with
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